The Healing Hands Award Program of the Morristown Memorial Health Foundation allows grateful patients and their families and friends to support patient...
Gregory J. Mulford M.D.Most ligament and musculoskeletal injuries DON'T need surgical intervention. When properly managed, the majority of ligament sprains can be successfully managed by proper modification of activity, use of modalities (ice, heat, massage, electric stimulation, ultrasound), medications, and specific/focused rehabilitation.

Associates in Rehabilitation Medicine are committed to the success of your medical treatment and care. We realize that the cost of health care is a concern for our patients and offer the following information to help you understand our financial policy.
Our billing office staff will be glad to discuss your insurance with you or your designated responsible party. You are encouraged to ask us any financial questions relating to the services you received.Our trained billing staff is eager to assist you. To reach our billing office, Please call us at (973) 401-9080. Thank you for choosing our practice!
Health Insurance Policies
As a courtesy, Associates in Rehabilitation Medicine will file your insurance claim for you. Therefore, at registration, you will be asked to present your health insurance card and sign a form assigning insurance benefits to us. Please review your policy for managed care plan requirements. Together, we will ensure that all pre-approval requirements are met.If applicable, you will need to present the appropriate referral form from your primary care physician. If you do not have your referral form at the time of your visit, we will attempt to receive it by fax from your primary care physician. If a referral is not available, you will be given the choice to self-pay or reschedule your visit. If your health insurance plan fails to make payment within 45 days from the date of visit, you will be asked to make other payment arrangements.
Managed Care
Associates in Rehabilitation Medicine has entered into contract with various managed care organizations, including Point-of-Service (POS) programs, Preferred Provider Organizations (PPO) and some Health Maintenance Organizations (HMO). It is your responsibility to verify that Associates In Rehabilitation Medicine is a participating provider in your managed care plan.Payment
You will be responsible for the bill if the service is not a covered benefit; the service is not deemed medically necessary by your insurance company; and your managed care plan requires you to pay deductibles, co-payments and/or co-insurance.For all patients who must personally pay all or part of their healthcare bills, we accept check, MasterCard, Visa or cash. Upon receipt of our billing notice showing your balance due, you are expected to make payment in full or contact us to make other arrangements.
